Terms of use
Draft, pending legal review. Pilot firms are covered by their pilot agreement where it differs.
The service
Morning Desk ("the desk") is software from Vertical AI Inc. ("we") that helps licensed advisers prepare for the trading day: market and filing information read against their clients' holdings, AI summaries and drafts, client records and call notes. By signing in, you agree to these terms on behalf of yourself and your firm.
Information, not advice
- The desk provides factual information to licensed professionals. It does not give personal financial advice, and it does not recommend buying, selling or holding any investment.
- You and your licensee remain responsible for any advice you give and any message you send. Drafts are only sent when you send them.
- AI summaries, drafts, briefs and answers can contain errors. The desk checks figures against its sources and flags problems, but you must review anything before relying on it or passing it on.
- Prices and data may be delayed, incomplete or come from third-party sources. Past movements shown as history are not forecasts.
Your account and your firm
- Keep your sign-in to yourself. Your firm is responsible for who it invites and for their use of the desk.
- Use the desk lawfully and in line with your licence. Do not use it to mislead clients, to scrape or resell its data, or to attack or overload the service.
- You confirm you have the right to put your clients' information into the desk, including any consent your obligations require.
Your data
Your firm owns its client data. We use it only to provide and improve the service for your firm, as described in our privacy page. We do not use it to train AI models. On request when you leave, we return or delete it.
Trials, plans and billing
- New firms get a free 30-day trial with no card required.
- Paid plans are billed monthly per adviser, in US dollars, through Stripe. Licensed data is passed through at cost where a plan includes it. Prices may change with 30 days' notice.
- You can cancel at any time; the plan runs to the end of the period already paid.
Availability
We work to keep the desk available before and during market hours, but we do not guarantee it will be uninterrupted or error-free. Keep your usual tools for anything time-critical, such as placing trades.
Liability
To the extent the law allows, we are not liable for trading losses, lost profits or indirect losses arising from use of the desk, and our total liability in any 12 months is limited to the fees your firm paid in that period. Nothing in these terms excludes rights you have under the Australian Consumer Law that cannot be excluded.
Ending
Either side can end the service with notice. We may suspend access that breaches these terms or puts the service or other firms at risk.
Changes and law
We may update these terms and will tell firms about significant changes before they take effect. These terms are governed by the laws of Tasmania, Australia.
Contact
Vertical AI Inc. · jamesfox@verticalinc.ai